When using coupons, don't:
There are two ways that a coupon can cause a shopping cart to fill too quickly. The first is that many coupons require one to purchase 2 or 3 of a given item in order to get a discount. While some may see buying four gallons of ice cream to save a dollar as "stocking up", I see it as a waste. Certainly, some items may be "stocked" at home (anything without an expiration date), but this mentality easily becomes a justification for buying too many at once.
The second way is by buying tag-along items which are not on sale. For example, using a coupon for hot dog buns and then getting hot dogs as well. This is especially true for "Free" coupons which require the purchase of another item. Getting a free 2-liter of Coke is nice, but not when you must buy ten dollars worth of cookies and chips to get it.
I'm all for saving a dollar, but buying an item simply because a coupon sits before you is not a good strategy for saving money. I have taking to not clipping coupons for items that we generally do not buy to eliminate the temptation to "save money" on an item which will spend eternity in a cupboard.
For the most part, whole and unprocessed foods do not have coupons. The reason is simple: coupons are produced by the large companies which produce processed foods, not by farmers. Coupons are designed to be used at large-scale, box-store grocery chains, not the farmers market. This can lead one to spend a greater portion of the grocery budget on "cheaper" (i.e. discounted) foods, instead of those that are more nourishing and, simply, better.
I tend not to clip coupons for foods I don't want to end up buying. In our case, this includes microwave foods, anything with an unsightly amount of packaging, most things containing high fructose corn syrup, and anything with an ingredient list that's more than an inch long. We aren't exclusive and we aren't paranoid (you will find Cheez-its in our pantry and Pepsi Throwback in our fridge), but I also don't want our diet to drift too much into that world.
As I mentioned above, coupons are put out by the large multi-national corporations which produce so much of our daily needs and everyone of those needs has a name, and a brand. With the notable exception of Store coupons, generic brands do not generate coupons and, more often than not, are not on Sale. Even with a coupon, brands are often still more expensive than generics; be sure to check. This marketing at it's finest - companies know that you will pay more for their name brand simply because you have a coupon in hand and/or there's a little yellow Sale tag, even though the generic sitting right there is still $2 less, and has the exact same ingredients!
In summary, when used wisely and carefully, coupons can save loads of money. The key is to make your own list, don't let the circulars and their discounts write it for you. Use coupons only on items you already buy in manageable quantities when you actually need them, and don't go crazy.
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